Ozean Expands SME Financing Opportunities through DeFa Partnership

• Ozean partners with DeFa to offer SME financing with up to 26% APY.
• DeFa tokenizes 420M invoices, maintaining a 0.2% bad debt rate.
• Ozean bridges TradFi and DeFi, expanding RWA exposure in decentralized markets.

Ozean has joined efforts with DeFa, an AI-native RWA lending protocol. This partnership aims to provide small—and medium-sized Enterprises (SME) with financing opportunities within the Ozean ecosystem. The integration will allow users to access tokenized invoices and short-term loans with rates as high as 26% APY, marking a major step toward expanding RWA exposure in decentralized finance (DeFi).

DeFa, developed by InvoiceMate, is the first AI Native RWA lending protocol intended to connect Web2 businesses with decentralized liquidity. It specializes in factoring invoices for SMEs, mainly in the Middle East, and has already tokenized over 420 million invoices. The system has processed more than $70 million in invoices, keeping a low 0.2% bad debt rate.

Ozean’s Integration with DeFi Infrastructure

Ozean’s platform is built on the OP Stack, a major part of Optimism’s Superchain, which ensures seamless integration of RWAs into DeFi markets. The platform aims to bridge the gap between traditional finance (TradFi) and decentralized finance (DeFi), offering users a simple way to access yield on stablecoins. Additionally, Ozean’s partnership with DeFa is expected to provide additional yield opportunities, increasing the scope of investments available to DeFi users.

Clearpool, the company behind Ozean, has a long history in tokenizing credit, having originated over $800 million in tokenized debt for institutional clients like Jane Street. Supported by major investors, Clearpool’s expertise and backing help solidify Ozean’s position as a key player in the RWA sector.

Strengthening RWA Solutions through Port

The collaboration will integrate DeFa’s SME financing solutions into Port, Ozean’s platform for accessing tokenized assets. This will allow DeFi users to diversify their portfolios by engaging in invoice financing, with the added benefit of insured yields.

Ozean’s expansion into SME financing is seen as a step forward in increasing the adoption of tokenized RWAs within the DeFi space, positioning the platform as a leader in providing secure, diverse, and stable yield opportunities to a broader range of users.