Crypto.com today rolled out its boldest credit card offering yet with the launch of the Crypto.com Visa Signature® Credit Card, inviting U.S. consumers to “Spend in dollars. Earn in crypto.” The new card features industry-leading cashback rates and a suite of premium perks, all delivered directly through the Crypto.com App.
In a strategic play to win over mainstream spenders, the Visa Signature card offers 3.5% back in CRO‡ on all purchases for the first 12 months—with rates reverting to 3% thereafter—alongside a $500 CRO welcome bonus for new cardholders who meet the initial spend threshold. Cardholders can manage their balances, track rewards, and redeem CRO seamlessly within the Crypto.com App, and enjoy no annual fee on the card itself.
The offering arrives in five distinct metal-finish tiers—Midnight Blue, Ruby Steel, Jade Emerald, Icy White, and Obsidian Black—each unlocking progressively higher CRO staking requirements and rewards. While the Midnight Blue tier requires no CRO stake, the top-tier Obsidian Black card demands a 12-month stake of $500,000 worth of CRO to achieve 6.5% cashback (with a 5% base rate thereafter), making it one of the most generous crypto-reward structures on the market.
Level Up Loyalty Program
Beyond everyday spending rewards, Crypto.com’s new card integrates its Level Up loyalty program, granting 100% rebates on select subscriptions—including Netflix and Spotify—and exclusive invites to VIP sporting events and experiences. By staking or locking up CRO tokens through the App, users contribute to blockchain security while compounding weekly staking rewards directly into their Level Up stake.
Getting started is a three-step process: download the Crypto.com App, select your preferred card tier to see if you pre-qualify (a soft credit inquiry that won’t impact your score), and stake the required CRO to lock in your card level. Once approved, cardholders simply pay their balance through the App—eliminating paper statements—and watch their crypto rewards accrue with each swipe.
On the credit side, new cardholders will enjoy a Variable Purchase APR ranging from 18.24% to 32.24% based on creditworthiness, with a Variable Cash Advance APR of 33.24% and no foreign transaction fees. Late payments and balance transfers carry fees in line with industry norms, while the Minimum Interest Charge is capped at $3.00 per cycle.
With this launch, Crypto.com cements its position at the intersection of traditional finance and crypto innovation, offering mainstream consumers a compelling gateway to earn digital-asset rewards on everyday spending. As competition heats up among crypto-linked cards, the new Visa Signature® offering sets a high bar for both rewards and user experience in 2025 and beyond.
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