Given its utility and prominence in the crypto market, many see XRP as one of the digital assets likely to endure over the coming decades.
As a result, projections about XRP’s future price are both high and ambitious. Currently trading around $2, many have speculated that the coin could reach as high as $10,000 in the coming decades.
This article compiles commentary from various experts on where XRP’s price could be in 15 years (2040) and 25 years (2050).
How High XRP Could Go in 15 Years
According to Matthew Brienen, COO of CryptoCharged, XRP could be trading as high as $1,000 during the 2040s. He expressed this in a viral video, highlighting XRP’s utility in the multi-trillion-dollar cross-border payment market.
This would represent a massive 46,411% increase from XRP’s current price of around $2.15. Moreover, such a valuation would imply a market cap of approximately $60 trillion, assuming the circulating supply remains around 60 million tokens.
Notably, analysts at the crypto exchange Changelly agree with Brienen’s perspective. They have projected prices as high as $1,456 for XRP by November 2040. This would mark a 66,997.5% return on investment (ROI) from today’s price.
However, the exchange also noted that if this four-digit valuation does not materialize, XRP could still average in the triple-digit range. Their lowest projected price for XRP by 2040 is $181.72. This would still represent an 8,352% ROI from today’s value, a substantial return.
Telegaon analysts also share a bullish outlook. They forecast a minimum price of $119 and a maximum value of $160.34 for XRP in the next 15 years.
Implications for Investors
For investors holding 10,000 XRP (worth about $21,500 today), even the most conservative estimates suggest that the portfolio could rise to over $1.2 million. In the most ambitious scenarios, the investment could grow to more than $14 million.
How High XRP Could Go in 25 Years
Looking further ahead, XRP’s long-term outlook becomes even more optimistic. According to Changelly, the minimum projected price for XRP by 2050 is $1,389.58. For holders of 10,000 XRP, this would equate to a portfolio worth nearly $14 million in a conservative scenario.
Interestingly, Changelly’s analysis suggests that XRP could reach a maximum of $2,355 by 2050, an astonishing 108,448.4% increase from today’s price.
On the other hand, Telegaon’s analysts offer more modest projections. They forecast a maximum price of $285.56 for XRP by 2050. While this is significantly lower than Changelly’s estimate, it would still result in considerable gains. At that price, a 10,000 XRP portfolio would be worth approximately $3 million.
Will XRP Reach These Prices?
While there’s no guarantee that XRP will hit any of these projected prices, the overall consensus is optimistic that it will be significantly higher than its current value over the next few decades. Several factors could contribute to XRP’s growth:
- Utility: XRP’s role in cross-border payments continues to be a key driver.
- Institutional Adoption: Increasing interest from financial institutions adds legitimacy and demand.
- Market Maturation: As the broader crypto market matures, XRP could benefit from more stable and widespread use.
Numerous financial institutions have included XRP in their treasury reserves, with collective holdings estimated at over $1 billion.
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