- Crossmint teams up with Visa to enable secure on-chain payments for AI agents using tokenized credentials.
- Visa’s Intelligent Commerce platform supports AI-driven transactions with spending guardrails and fraud protection.
Imagine a world where digital assistants not only manage your schedule or read you the morning news, but can also shop on your behalf. Crossmint, a Web3 infrastructure company, has announced a new collaboration with Visa to enable AI agents to make payments directly on the blockchain. And what makes it even more interesting is that all of this is built on Visa’s new platform called Intelligent Commerce.
Through this collaboration, AI agents can execute transactions using tokenized payment credentials. Not only is it practical, but it also offers extra protection. This means that the user’s Visa card information does not actually change hands, but is represented in the form of a more secure token.
Big news: Crossmint is partnering with @visa to bring agentic commerce to the world.
Our partnership with Visa Intelligent Commerce will enable AI agents to make secure and seamless purchases on behalf of consumers.
If you’re working on agentic commerce, let’s chat 💳🤖 pic.twitter.com/zUtzdIU5GF
— Crossmint (@crossmint) June 27, 2025
Users can also still set spending limits or monitor transactions at any time. So, even if your AI agent suddenly gets too enthusiastic about shopping, you can still pull the brakes.
Visa itself launched this Intelligent Commerce platform around April. They introduced five main features specifically aimed at shopping experiences run by AI, including a special authentication system, tokenization, and fraud prevention features based on behavioral signals.
This platform has started to be tested with big names such as OpenAI, Anthropic, and Stripe. If all goes well, a wider rollout will occur next year.
Visa Builds on Past Innovations to Embrace Blockchain and AI Payments
Interestingly, this collaboration has also made many people look back at Visa’s previous steps. CNF previously highlighted that Harvard even brought up Visa’s old patent from 2020 (US 2020/0151682 A1) in its latest presentation.
The patent discusses a blockchain-based system that allows central banks to convert fiat money into a digital version. The system relies on a central authority to efficiently manage issuance and cross-border transfers. Harvard also mentioned names like XRP and XLM in this context, emphasizing that discussions around the future of digital payments are increasingly involving the crypto world.
On the other hand, this is not the first time Visa has been friendly with decentralized technology. Last January, they collaborated with X to present the X Money Account—a feature that allows instant transactions and is claimed to be able to challenge the dominance of traditional banking.
Through X Payments LLC, they have also pocketed 49 licenses from US states. A step that is clearly not playing around when it comes to regulatory compliance.
Furthermore, in February, Visa also launched a credit card in collaboration with Fold. Uniquely, this card gives users up to 2% in Bitcoin rewards instead of conventional cashback. Can be used worldwide, the card also strengthens Visa’s image as a bridge between the old financial system and the ever-evolving crypto era.
Crossmint Rises, Ready to Pamper AI
Behind this big step, Crossmint itself is no small player. The company has just pocketed fresh funds of $ 23.6 million in a funding round led by Ribbit Capital. They are also supported by big names such as Franklin Templeton, Lightspeed, and NYCA. The funds? Certainly to expand the AI agent ecosystem and perfect their blockchain infrastructure which now serves more than 40,000 developers across more than 40 networks.
Crossmint’s subscription revenue has even reportedly grown by 1,100%. They are also building a platform that is said to be the foundation of agentic finance, where AI can make financial decisions without the need for constant supervision.
If drawn to real life, imagine you are on the road, busy or unable to open your phone. Your AI agent can buy tickets to your favorite concert, pay with a tokenized card, and everything is recorded on the blockchain. Safe, fast, and hassle-free.
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